Estimate your potential federal estate tax exposure under current rules and the 2025 sunset scenario. California has no state estate tax.
Your Estate Details
Real Estate
Financial Assets
Included in taxable estate (Roth IRAs also included for estate tax, though heirs may receive tax-free)
Other Assets
Life insurance you own is included in your taxable estate. An ILIT can remove it.
Deductions
Estimated Results
Enter your estate details on the left to see your estimated federal estate tax exposure.
Gross Taxable Estate
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Total gross assets—
Minus debts & mortgages—
Minus charitable bequests—
Net taxable estate—
2024 exemption (single)$13,610,000
Taxable above exemption—
Estimated Federal Estate Tax
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2025 Sunset Scenario: If Congress does not act, the federal exemption reverts to approximately $7,000,000 per person on Jan 1, 2026 (inflation-adjusted estimate).
Net taxable estate—
Post-sunset exemption (est.)$7,000,000
Taxable above exemption—
Estimated Tax (Post-Sunset)
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Additional Tax from Sunset
—
Assumes married couple uses both exemptions through portability or a bypass trust. Enter combined marital estate above.
Net taxable estate—
2024 combined exemption (married)$27,220,000
Taxable above exemption—
Estimated Tax (2024, Married)
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Post-Sunset Married (est. $14M combined)
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⚠ Estate Tax Planning Recommended: Your estate appears to have exposure under current rules. Given the upcoming 2025 exemption sunset, acting now to use the elevated exemption through gifts or trust planning may save significant taxes. See planning strategies →
Disclaimer: This calculator provides rough estimates based on simplified inputs. It does not account for all deductions, credits, valuation discounts, or planning strategies. Exemption amounts change annually. This is for general informational purposes only — not tax or legal advice. Consult a licensed estate planning attorney and CPA for an analysis specific to your estate.
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